Your RCBC Credit Card Billing Timeline
Understanding your RCBC credit card billing cycle helps you manage your payments better and avoid unexpected fees. Below is a sample monthly schedule showing how the billing period, statement date, and payment due date typically flow.
Reminder: The schedule below is for sample illustration only. Your actual dates will depend on your assigned billing cycle.
Note: RCBC generally follows a 20โ25 day grace period between the statement date and the payment due date, though this may vary depending on your specific cycle and non-working days. Always refer to the due date shown on your Statement of Account.
Billing Cycle Overview
| Billing Period | Statement Date | Payment Due Date |
|---|---|---|
| 1st โ 31st of January | Feb 4, 2025 | Feb 24, 2025 |
| 1st โ 28th of February | Mar 4, 2025 | Mar 24, 2025 |
| 1st โ 31st of March | Apr 4, 2025 | Apr 24, 2025 |
Tips for RCBC Credit Card Users
โข Pay on or before the due date to avoid late fees.
โข Review your monthly statement using RCBC Digital App or Online Banking.
โข Set reminders a few days ahead of your due date.
โข Paying in full helps you avoid interest charges.
Frequently Asked Questions
Q: Can I request a different statement date?
A: Yes, RCBC allows cardholders to request a change in their statement cycle through customer service.
Q: Where can I check my latest statement?
A: You can view it anytime through the RCBC Digital App or RCBC Online Banking.
Q: What happens if I miss the due date?
A: Late payments may result in interest charges and penalties. Always monitor your statement for details.
