Your RCBC Credit Card Billing Timeline
Understanding your RCBC credit card billing cycle helps you manage your payments better and avoid unexpected fees. Below is a sample monthly schedule showing how the billing period, statement date, and payment due date typically flow.
Reminder: The schedule below is for sample illustration only. Your actual dates will depend on your assigned billing cycle.
Note: RCBC generally follows a 20–25 day grace period between the statement date and the payment due date, though this may vary depending on your specific cycle and non-working days. Always refer to the due date shown on your Statement of Account.
Billing Cycle Overview
| Billing Period | Statement Date | Payment Due Date |
|---|---|---|
| 1st – 31st of January | Feb 4, 2025 | Feb 24, 2025 |
| 1st – 28th of February | Mar 4, 2025 | Mar 24, 2025 |
| 1st – 31st of March | Apr 4, 2025 | Apr 24, 2025 |
Tips for RCBC Credit Card Users
• Pay on or before the due date to avoid late fees.
• Review your monthly statement using RCBC Digital App or Online Banking.
• Set reminders a few days ahead of your due date.
• Paying in full helps you avoid interest charges.
Frequently Asked Questions
Q: Can I request a different statement date?
A: Yes, RCBC allows cardholders to request a change in their statement cycle through customer service.
Q: Where can I check my latest statement?
A: You can view it anytime through the RCBC Digital App or RCBC Online Banking.
Q: What happens if I miss the due date?
A: Late payments may result in interest charges and penalties. Always monitor your statement for details.
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