Understanding Your UnionBank Credit Card Billing Cycle
Keeping track of your UnionBank credit card billing dates helps you avoid late fees and manage your payments efficiently. Below is a clear sample of how billing periods, statement dates, and due dates typically align.
Reminder: This table is an example. Your UnionBank credit card billing and payment dates may change depending on your assigned billing cycle.
Note: UnionBank credit cards generally provide around 20–25 days between the statement date and the payment due date. This may vary depending on weekends, holidays, or your specific billing cycle.
Monthly Billing Cycle
| Billing Period | Statement Date | Payment Due Date |
|---|---|---|
| 1st – 31st of January | Feb 10, 2025 | Mar 1, 2025 |
| 1st – 28th of February | Mar 10, 2025 | Mar 30, 2025 |
| 1st – 31st of March | Apr 10, 2025 | Apr 30, 2025 |
Tips for UnionBank Credit Card Holders
• Review your statement early so you have enough time to settle your balance.
• Monitor your card activity through the UnionBank Online App or website.
• Set reminders a few days before the due date for timely payments.
• Paying the total amount due each month helps you avoid interest charges.
Frequently Asked Questions
Q: Can I request a different statement date?
A: Yes, you may submit a request through UnionBank customer service to adjust your billing cycle.
Q: Where can I check my credit card statement?
A: Statements are available through UnionBank Online or the UnionBank Mobile App.
Q: What happens if I miss the due date?
A: Late payments may result in fees and interest, so it’s best to pay on or before your due date.
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