Maya allows users in the Philippines to send money to other Maya wallets and to local banks using InstaPay and PESONet. Transfer speed depends on the destination and the selected transfer channel.

Note: Wallet based transfers within Maya are normally credited immediately after confirmation.

Maya Transfer Processing Overview

Transfer Type	Processing Time
Maya to Maya	Instant
Maya to Bank via InstaPay	Real time
Maya to Bank via PESONet	Same day or next banking day

Bank Transfers and Posting Behavior

Maya transfers sent through InstaPay are usually credited within seconds. Transfers sent using PESONet follow bank cut off schedules and clearing cycles.

Transactions initiated outside banking hours using PESONet are processed on the next banking day.

Frequently Asked Questions

Q: Are Maya transfers credited instantly?
A: Maya to Maya transfers and InstaPay bank transfers are usually credited immediately.

Q: Why do some Maya bank transfers take longer to post?
A: PESONet transfers are processed in batches and depend on bank cut off times and clearing schedules.

Q: Do Maya transfers work on weekends and holidays?
A: InstaPay transfers work daily. PESONet transfers resume on the next banking day.